Week 1: The Top 5 Questions
South Africans Ask Their Accountant’s/Tax Advisors (and What They Actually
Mean)
Intro
Accountants and tax advisors hear the same questions repeatedly.
“Is now a
good time to invest?” really means “Am I safe to trust the market again?”
“Should I
pay off debt or invest?” means “I want peace of mind, not just returns.”
Good
advice answers emotion with logic — and education with empathy. At Vilicus, we
believe financial literacy builds confidence, not confusion.
— here are the top 5 questions South Africans
ask, with answers.
Q1: How much do I need to retire?
Rule of
thumb: 15x your annual expenses.
Q2: Should I pay off my bond or invest?
Depends
on interest rate vs investment return.
Q3: How do I reduce tax legally?
Retirement
contributions, Tax Free Savings Accounts, trusts, medical aid.
Q4: How do I protect my estate from tax?
Wills,
trusts, life cover, careful structuring.
Q5: Should I emigrate with my money?
Depends
on personal goals, tax treaties, and costs.
Compliance
Disclaimer
This
question and answers are educational only and not personal financial advice.
Vilicus CTA
Do you have these questions too? Book a
consultation with today.
info@vilicus.co.za
www.vilicus.co.za
+27 (0)21 000 0000
October 2025
